Trading bot live · 68.6% win rate

Stop working.
Start living.

Your money works while you sleep.

No credit check · No monthly fees · Takes 2 minutes

204%
Est. APY
35+
Currencies
$0
Fees
24/7
Bot active
MDG
BANK
···· ···· ···· 4291
Card holder
G. ANDRE
Expires
12/29
VISA
9:41
Total Balance
$17,124.50
⚡ +$284.50 overnight
Checking
$4,284
MDG Yield ⚡
$12,840
MDG Yield — This week
Bot: 68.6% win rate
+$284.50
Recent
⚡ MDG Yield
Today
+$284.50
☕ Café — Bali
Yesterday
-$4.20
🌍 USD→EUR convert
May 17
-$500.00
💰 Direct Deposit
May 15
+$3,200.00
⚡ MDG Yield

Your savings
earning while
you sleep.

Amara checks her phone every Monday morning from a different city. The MDG algorithm has been trading all week. Her yield just posted. She didn't lift a finger.

  • 204% estimated annual yield
  • Distributions every Monday morning
  • Allocate any amount — change anytime
A
Amara O. — Lagos / Lisbon / Bali
MDG Bank member · Digital creative
🌍 Global Convert

Tokyo Tuesday.
Paris Friday.
Same card.

Kevin moved from New York to Singapore three years ago. He pays rent in SGD, buys groceries in JPY when he visits Tokyo, and never thinks about exchange rates anymore.

  • 35+ currencies at real exchange rates
  • No markup. No hidden fees. Ever.
  • International transfers in minutes
K
Kevin L. — New York → Singapore
MDG Bank member · Tech entrepreneur
💳 Visa Debit Card

One card.
Every country.
Zero fees.

Sofia taps her MDG Visa at a market stall in Oaxaca. The vendor sees pesos. Her account sees dollars. She sees $0.00 in foreign transaction fees.

  • Free card delivered to your door
  • Freeze instantly from your phone
  • Visa Zero Liability protection
S
Sofia R. — Miami / Mexico City
MDG Bank member · Freelance designer
💰 Early Direct Deposit

Get paid
2 days before
everyone else.

Marcus used to wait until Friday. Now his direct deposit hits Wednesday. He pays his bills early, avoids late fees, and has two extra days to let the MDG algorithm work.

  • Up to 2 days early with direct deposit
  • No fees. No minimums. No catch.
  • FDIC insured up to $250,000
M
Marcus W. — Atlanta, Georgia
MDG Bank member · Content creator
Woman checking phone, smiling
📱
+$284.50
MDG Yield — overnight
Person traveling globally
🗺️
🇯🇵 Tokyo 🇫🇷 Paris 🇸🇬 Singapore 🇹🇭 Bali
One card. Every country.
Person using card at terminal
💳
•••• •••• •••• 4291
MDG BANK VISA
$0 foreign transaction fees
Young man smiling, checking phone
💰
2 Days Early
Your paycheck. Your terms.
⚡
+$284.50 — MDG Yield Distribution
Deposited while you slept · Monday 6:00 AM
⚡ The yield gap

Banks charge you to hold your money.
We pay you to trust us with it.

This is the yield gap — the difference between what your bank pays you and what your money could actually earn.

0.4%
Big bank savings
5.3%
Best HYSA available
204%
MDG Yield ⚡

* MDG Yield is an investment product, not a bank deposit. Returns variable. Past performance not a guarantee.

Everything in one place

Your entire financial life.
One account.

⚡
MDG Yield — Bot-Powered Savings
Allocate any amount of your savings. Our algorithm trades it daily. Distributions hit your account every Monday morning — while most people are just starting their work week.
🌍
Global Convert
35+ currencies. Real rates. Send money internationally in minutes. Live anywhere.
💳
Visa Debit Card
Free physical card. Freeze it from your phone. Works in every country on earth.
🏦
Checking + Savings
Real accounts. Real routing numbers. FDIC insured. Zero fees. Zero minimums.
⚡
2-Day Early Pay
Direct deposit hits up to 2 days early. Your paycheck, faster.
🔒
Bank-Grade Security
FDIC insured deposits. 256-bit encryption. Biometric auth. Real-time fraud alerts.
★★★★★
4.9 App Store rating
FDIC
Insured up to $250k
VISA
Zero liability protection
256-bit
Bank-grade encryption
24/7
Fraud monitoring
+$284
⚡
Checked balance from
Chiang Mai, Thailand
+$284.50 while sleeping

"I woke up at 7 AM in Thailand, opened MDG Bank, and my yield account had grown overnight. Paid for my entire week of travel from that one distribution."

M
Marcus T.
MDG Bank member · Digital nomad
★★★★★
🌍 Real members. Real freedom.

They stopped waiting.
You should too.

MDG Bank members around the world wake up to overnight yields, spend in local currency without fees, and watch their savings grow faster than any traditional bank could ever offer.

🇲🇽
Paying rent in Mexico City
Converted $800 → ₱13,680 in seconds · 0 fees
DONE ✓
🇯🇵
Shopping in Tokyo
MDG Visa card · Real yen rate · No markup
DONE ✓
⚡
Yield distributed — Monday 6 AM
$284.50 credited while member was asleep
+$284 ✓
What members say

Hear from our members

★★★★★

"I deposited $5,000 into MDG Yield. Three months later I'd made more than my Chase savings account made in three years. This is genuinely different."

J
James R.
via App Store · Miami, FL
★★★★★

"I'm a digital nomad. I've tried every neobank — Wise, Revolut, Chime. Nothing comes close to MDG. The currency conversion is instant and the yield is just insane."

S
Sofia M.
via Google Play · Bali, Indonesia
★★★★★

"Monday morning I got a $412 distribution while I was still in bed. My old savings account made $1.83 that entire month. I literally cannot go back."

D
DeShawn W.
via Reddit · Atlanta, GA
★★★★★

"My card arrived in 5 days and it's stunning. Checked it in a Tokyo convenience store — worked perfectly in yen. No fee. Felt like living in the future."

A
Aisha K.
via App Store · New York, NY
Common questions

FAQ

Is MDG Bank a real bank? +

MDG Bank is a financial technology company powered by MDG Global Strategies LLC. Banking services including FDIC-insured checking and savings accounts are provided through our partner bank. Your deposits are insured up to $250,000.

What is MDG Yield and is it safe? +

MDG Yield is an optional investment product that allocates a portion of your savings to our proprietary trading algorithm. It is NOT a bank deposit and is NOT FDIC insured. Returns are variable. Only allocate what you are comfortable with as an investment.

How long does it take to open an account? +

About 2 minutes. You will need your SSN, date of birth, and address for identity verification (required by federal law). Your checking and savings accounts open instantly.

Does MDG Bank require a credit check? +

No. We do not run a hard credit check to open your account. Identity verification is required, but your credit score is not a factor.

How does the global currency conversion work? +

We use real-time exchange rates via Wise — the same rates banks use between themselves, with a small fee (~0.7%). You can convert USD to 35+ currencies and send internationally in minutes.

When do MDG Yield distributions pay out? +

Distributions are posted every Monday morning based on the previous week's trading performance. Returns are variable — some weeks are higher, some lower. You can adjust your allocation anytime.

How do I get my Visa debit card? +

Order your card from the Card section in your dashboard. It ships free to your US address and arrives in 5-7 business days. You can freeze it instantly from the app at any time.

Is there a minimum balance? +

No minimum balance, ever. No monthly fees. No overdraft fees. We make money from interchange — a small fee Visa pays us every time you swipe — not from charging you.

Your future starts now

The future is
already here.

Every day you stay at your old bank is another day their algorithm makes money off yours. This is the future of banking — and it's free to join.

Open your account →

No credit check · No monthly fees · FDIC insured · Cancel anytime